Insurance and Direct Care
We believe that your family deserves the very best eye care and we are willing to challenge the healthcare system to provide that.
We are proud to be providers in the Direct Eye Care Movement, which strives to improve healthcare by putting doctors and patient back together, no longer separated by the insurance company.
When doctor’s offices are contracted with insurance companies, prices for care are artificially inflated to compensate for healthcare providers only receiving a percentage (in many cases, a small percentage) back from insurance companies as a reimbursement. Often times doctors will offer additional testing and/or products to help compensate for low insurance reimbursements. Those products and tests are not always covered by insurance, increasing the cost to the consumer.
With the uncertain healthcare market and rising insurance rates, we have set out to simplify how we provide eye care.
With a direct care system, we are able to lower our prices, decreasing our impact on the healthcare system, while providing the best patient care for you and your family.
Benefits of our Direct Eye Care System
All Patients are Welcome
All patients are welcome regardless of what insurance plan you may have.
We often hear that it is difficult for patients to find a quality eye doctor that takes their insurance plan. Some insurance companies are difficult to work with and/or provide little-to-no reimbursements, so some optometrists are reluctant to become in-network. If you are finding it difficult to find a quality eye care provider that takes your insurance, look no further. Please contact us and we can go over any out-of-network benefits.
As an out-of-network provider, we can assist those patients with insurance in filing their insurance claims and they will receive their reimbursement directly to their home.
For those without insurance, we have lowered our prices across the board to help make getting routine eye care more affordable. Click here to view our transparent pricing.
Access to the Doctor
With the Direct Eye Care model, our patients are able to spend the time they need to get a quality exam with Dr. Ramsey. Every patient is different and so are their eye care needs. Dr. Ramsey blocks 60 minutes with patients for their annual eye exams. This is the patient’s time to voice any vision concerns and provides Dr. Ramsey time to really understand the patient’s lifestyle needs and priorities. This does not mean that all exams take the full 60 minutes, but the time is reserved for the patient.
Often times, eye doctors are pressured to see more and more patients, decreasing the time they can spend with them. You should never feel like the doctor was just in and out or didn’t have time for your questions. Quality patient care takes time and with Direct Eye Care we can provide that to our patients.
Affordable Pricing that is Transparent
With the Direct Eye Care model, we have lowered our prices to make it more affordable to get to quality care for you and your family. To view our pricing, please click here. If you have insurance and would like to know what your out-of-network benefits are, please call us at 919.249.2020. Our team will do all the research for you, so know what to expect in terms of a reimbursement.
Follow-Up Visits Included for Medical Eye Exams
Follow-up visits are included free of charge for any medical office visits including eye emergency visits. This is one way that our Direct Eye Care model can really save you and your family money. Most insurance companies require that in-network providers charge their patients for any follow-up visits related to a medical office visit. Even with your insurance benefits, co-pays for these visits can cost upwards of $80+ per follow-up visit (depending our your individual plan). If you need to see Dr. Ramsey for a medical eye exam (pink eye, something embedded in your eye, etc.) you pay one price and all your follow-up visits are included.
Only the Best Eyewear and Lenses Backed by our Two-Year Warranty
We only work with the best lens labs to provide the best quality lenses for our eyewear. Some vision insurances require that optical shops use only their designated labs. In the past, we have worked with some of those labs and unfortunately, the quality of the lenses and the customer service has not been up to our high standards. With Direct Eye Care, we are able to use any lab of our choosing to ensure that your lenses are of the highest quality.
Our two-year warranty applies to every pair of glasses and lenses at no additional cost. We will replace your lenses or frame up to two times at any time during that two year period. The warranty covers everything, but loss or theft. Simply, bring in the damaged eyewear and we will replace it no questions asked.
No Pressure Environment when Deciding on Eyewear
At EyeCare for You, we have always had a no pressure policy when it comes to eyewear. Dr. Ramsey provides a copy of your prescription at the conclusion of every annual eye exam. Our staff will provide eyewear options only after getting your permission. We believe that high pressure sales tactics take away from the customer experience and are, frankly, annoying. At the end of the day, we want you completely satisfied with your new eyewear and with the shopping experience.
Ability to use Your Flex Spending Account (FSA) and Health Savings Account (HSA)
EyeCare for You is a full-service medical eye care practice. With our Direct Eye Care system, we can accept payments from both FSAs and HSAs. Prescription eyeglasses and contact lenses are medical devices which can also be applied to both FSAs and HSAs. If you have use it or lose it money on either of these accounts, consider using those funds for a new pair of prescription glasses or sunglasses.